Our Founders
A founding family with decades of combined experience across banking, insurance and operations — and one shared conviction: customers deserve someone on their side of the table.
Founder & Managing Partner
The vision behind Poonji Finance. Balbir founded the firm on a simple conviction: people who earn honestly deserve honest guidance. He leads the partner network across banks, NBFCs, insurers and investment platforms, and personally sets the transparency standard every Poonji advisor works by.
Partner & Chief Executive Officer
Harshual drives Poonji Finance's strategy and growth — which products we facilitate, which institutions we partner with, and how the platform scales without losing its personal, accountable service. His focus is making 'One Platform. Multiple Financial Solutions.' a daily reality for customers.
Chief Operating Officer
Harshita runs the engine room: documentation checklists, application processing, follow-ups with institutions, and the service standards behind the 30-minute callback pledge. If your file moves smoothly from enquiry to approval, that's her team's design.
"We started Poonji Finance because we kept meeting people who were doing everything right — earning, saving, trying — and still getting poor financial outcomes simply because no one explained the system to them honestly. Our promise is simple: we will always tell you what we earn, what a product truly costs, and whether you should buy it at all."
— Balbir, Harshual & Harshita Gogia, Poonji Finance
The Road Ahead
A customer portal with application tracking, deeper partner integrations, and financial education for every Indian household — built on the same transparent foundation.
